More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during December
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Sandra Elisa Hernandez | Athletic Trainer | 12/12/2020 | 12/13/2019 |
| Francisco Cruz | Barber | 12/22/2020 | 02/07/2018 |
| 1st Residential Mortgage, LLC | Mortgage Broker | 12/31/2020 | 07/22/2011 |
| Aam, LLC | Collection Agency | 12/31/2020 | 08/26/2015 |
| Abbie Higgins | Dispensing Optician | 12/31/2020 | 03/02/2016 |
| Afroza Ahmed | Psychologist | 12/31/2020 | 12/16/2015 |
| Arizona Billing Specialists, Inc. | Collection Agency | 12/31/2020 | 08/10/1995 |
| Arizona College of Nursing - Tempe | Accredited Vocational and Degree | 12/31/2020 | 01/01/2018 |
| AZ Financial, LLC | Mortgage Broker | 12/31/2020 | 06/02/2016 |
| AZ Lending Experts, LLC | Mortgage Broker | 12/31/2020 | 12/08/2011 |
| Brian M. McDonald | Psychologist | 12/31/2020 | 04/21/2014 |
| Broker Solutions, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 03/02/2017 |
| Capital Pacific Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 10/01/1999 |
| CMG Mortgage, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 02/20/2019 |
| CMG Mortgage, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 06/04/2019 |
| Conduent State & Local Solutions, Inc. | Collection Agency | 12/31/2020 | 01/23/2019 |
| Consolidated Management Group, LLC | Collection Agency | 12/31/2020 | 11/21/2014 |
| DA FA Mortgage, LLC | Mortgage Broker | 12/31/2020 | 06/18/2008 |
| Define Mortgage Solutions, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 07/26/2018 |
| Denning S. Davis | Certified General Appraiser | 12/31/2020 | 12/17/2002 |
| Eagle Home Mortgage, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 03/22/2018 |
| Envoy Mortgage, Ltd., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 07/24/2018 |
| EVO Home Loans, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 08/24/2020 |
| Fairway Independent Mortgage Corporation, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 10/03/2018 |
| First USA Funding, LLC | Mortgage Broker | 12/31/2020 | 07/10/2006 |
| Flagship Credit Acceptance, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 07/07/2016 |
| Geneva Financial, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 02/06/2009 |
| Guild Mortgage Company, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 11/16/2012 |
| Guild Mortgage Company, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 09/29/2014 |
| Hunter Warfield, Inc., Tempe, AZ Branch | Collection Agency | 12/31/2020 | 03/21/2016 |
| Jeffrey Nathanson | Dispensing Optician | 12/31/2020 | 06/19/1980 |
| Legacy Mortgage and Investment Corporation | Mortgage Broker | 12/31/2020 | 11/07/2007 |
| Lendage, LLC, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 05/03/2019 |
| LHM FINANCIAL CORPORATION, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 04/03/2009 |
| LHM FINANCIAL CORPORATION, Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 05/17/2010 |
| Mary Christine Oakley | Psychologist | 12/31/2020 | 08/15/2012 |
| Mortgage Miracles Happen, LLC, Tempe, AZ Branch | Mortgage Broker | 12/31/2020 | 11/09/2016 |
| Ogrady Mortgage, Inc. | Mortgage Broker | 12/31/2020 | 11/09/2012 |
| Richard J. Fredrick | Dispensing Optician | 12/31/2020 | 09/14/1994 |
| Right Start Mortgage, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 11/29/2016 |
| Robert S. Busch | Dispensing Optician | 12/31/2020 | 11/21/1976 |
| Specialized Loan Servicing, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 07/05/2019 |
| Specialized Loan Servicing, LLC, Tempe, AZ Branch | Collection Agency | 12/31/2020 | 08/17/2020 |
| Summit Funding, Inc., Tempe, AZ Branch | Mortgage Banker | 12/31/2020 | 01/13/2015 |
| Tri-City Accounts Management, Inc. | Collection Agency | 12/31/2020 | 08/24/2017 |